วันจันทร์ที่ 18 พฤษภาคม พ.ศ. 2552

Whats the difference between limited, broad and regular collison deductibles with insurance?

Whats the difference between limited, broad and regular collison deductibles with insurance?

Trying to get an auto insurance quote, thanks


Limited Collision:

Pays only when the driver of your car is not substantially( more than 50%) at fault in the accident. Limited Collision is the lowest priced of the collision coverages and is available with no deductible.

Standard Collision:

Pays for your damages, less the deductible amount, regardless of who causes the accident. Better protection than Limited Collision at a somewhat higher price. Available deductible options are $100, $250, $500 and $1000.

Broad Form Collision:

Pays for the damages, less deductible amount, for collision damage to the insured vehicle regardless of fault. The deductible will be waived if the driver of your car is not substantially at fault in the accident. Available deductible options are $100, $250, $500 and $1000. Broadened Collision is the best of the collision options, but is more expensive than either Limited or Standard.

No Collision Coverage:

If you do not purchase collision coverage, the company will not pay collision damage to the insured vehicle.

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