Why GEICO?? Are you infatuated by the caveman or gekko?? We save people money on their GEICO policies all the time......
There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued.
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!
Good luck, drive RESPONSIBLY and I hope this helps!
geico is a decent company but i didnt sell their policies so i dont have first hand knowledge. i used to work for a company that had 10 auto insurance carriers . the lowest prices always varied from company to company and state to state. ambest is an independant company that rates all these companys if you want to check on them
People fall for the advertising of great rates by these companies that pound the media like GEICO.
Having delt with 2 serious accident cases in the last 14 years, I would recommend State Farm. I have them now.
Cheaper rates doesn't mean you'll get the service you deserve if you ever have a claim and need a company with a backbone.
Those "Good Hands People" had no hands the 1st time I was hit by an uninsured driver and left my vehicle a mess. Never again.
I have reservations about using GEICO....something just doesn't seem right......
I'll stay with State Farm for now......it costs me probably a little more, but service has been good.
The best way to get the BEST rates is to keep your credit score on the highest side possible.......
You can save 15 or more % on car insurance by switching to Geico
geico is great they are open 24/7 and have live agents, I hate that automated system agggh
I love geico, i have them for a long time, i am pleased with them
Go with Geico.
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