Service Charges for Auto Insurance?

I'm getting quoted for auto insurance, one of the quotes has "+service charge", but other cars from the same insurance provider don't have this. Why would auto insurance have a service charge? Is this a normal thing? And if so how much is it normaly? I'm assuming its a % of the quote...

Thanks.

Service charges are usually charged when you are doing the insurance companies payment plan. Mine charges one dollar a month some charge $4 and some $5. Ask the agent they have to explain to you what the service charges are for. What state & what Co???

Oh, I hate this. SOME agencies tack on a "service charge" in addition to the commission they get paid from writing the policy. Some states don't allow it, but some do.

They have to disclose what the service charge covers, and you have to sign off on it. Normally it includes photocopying, record keeping, etc, stuff that an agent would provide, ANYWAY, with no fee.

They do this to make money, flat out. Normally, it's a flat fee - $25, or $50, or even more.

You can always ask them if it's negotiable - most of the time, it's not, as they figure you need them more than they need you.

Because of that attitude, I wouldn't buy my insurance from them.

FOR PAYING BY THE MONTH.