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No things like car insurance, rent, utilities, cell phones and gym memberships do not report to the credit bureaus unless you do not pay them.
The reason is they are not considered loans.
While it's a good idea to pay all your bills in a timely manner, things like your insurance, rent, utilities, etc don't report timely payment to the credit bureaus and don't impact your credit score.
Insurers do not report to credit bureaus because they are not lenders. If you don't pay your premiums, they will just cancel your policy.
No. They don't report it to the credit bureaus.
They check your credit because there's a correlation between good credit and good drivers / bad credit and bad drivers. Bad credit=irresponsiblity
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