I have gotten all my insurance on line for past 5 yrs, and all quotes were right on. Only time they might not be is if u don't disclose all of your violations. Stay with a major carrier thou, ie progressive or gieko.
as long as you are completely honest with all your info then your quote should be good, it's generally when a person has been dishonest or withheld info that the insurance "discovers" the truth and "adjusts" the premium
they are just quotes i've been told and noticed, but they can change when they look further into your credit and driving record.
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